EB-2 NIWFinance and economicsIndividualDecided July 2026Dismissed
Outcome: Dismissed
JUL102026_03B5203
Merit and national importanceNot metWell positionedNot reached / not discussedBalance favors a waiverNot reached / not discussed
Our summary
A banking executive with a master's degree in monetary banking and three decades in finance proposed to develop a fintech platform providing replicable credit infrastructure to small and medium-sized enterprises. The AAO dismissed the appeal, finding the endeavor addresses nationwide problems but lacks demonstrated field-wide impact required for national importance.
Official PDF
Official PDF ↗Published by USCIS. The summary is ours, in our own words; the decision text is on uscis.gov.
No criterion in the table was found met in this decision.
What was missing
- Merit and national importance · Fintech platform for small-business financing lacks demonstrated national importance; routine or incremental improvements insufficient under Dhanasar.
Criteria
| Criterion | Reading | Why |
|---|---|---|
 Merit and national importance | Not met | Fintech platform for small-business financing lacks demonstrated national importance; routine or incremental improvements insufficient under Dhanasar. |
 Well positioned | Not reached / not discussed | First prong failed; second prong not reached per Bagamasbad doctrine. |
 Balance favors a waiver | Not reached / not discussed | First prong failed; third prong not reached per Bagamasbad doctrine. |
A published decision describes one case. It is not legal advice and not a prediction for yours.